Clydesdale Bank For Sole Trader

Business Current Account

Overall Score Attribute Scores Number of Ratings
52%
  • Fair & Clear
  • Value
  • Tailored
  • Available
  • Informative
Average score based on 48 ratings

Products and Services

Product or Service Scores Number of Ratings
Foreign Currency Services
Based on 1 rating
Merchant Services
Based on 2 ratings
Credit Card
Based on 8 ratings
Payment & Transaction Services
Based on 1 rating
International Trade Finance & Support
Based on 1 rating
General Business Support
Based on 6 ratings
Deposit or Investment Account
Based on 3 ratings
Loan
Based on 3 ratings
Asset Finance
Based on 1 rating
Commercial Mortgage
Based on 1 rating

Credit Approachability

Overall Score Number of Ratings
We asked anyone who had approached the bank in the last 12 months (informally or formally) to discuss taking out a loan, overdraft or other form of credit – regardless of the outcome – and how satisfied they were with the way the bank handled this.
Based on 10 ratings

All Comments for Selected Business Size

  1. "I've always received good service." Scotland; Manufacturing
  2. "It's fine. I don't really need much from them." Scotland; Professional, Scientific and Technical Activities
  3. "Excellent." Scotland; Agriculture, Forestry and Fishing
  4. "I am gradually getting dissatisfied as they have closed the local branches which results in me having to travel all the way to London, and if I phone it does not connect me to the bank directly. It goes to a call centre. When I do go into the bank I don’t feel they treat me with a great deal of seriousness." Southern England; Arts, Entertainment and Recreation
  5. "Satisfactory." Scotland; Professional, Scientific and Technical Activities
  6. "Rubbish. I don't think it was good. I found it difficult to speak to anyone. I would not recommend them to anyone." Scotland; Professional, Scientific and Technical Activities
  7. "We don’t receive a service from them as no funding products." Scotland; Real Estate Activities
  8. "Not really that helpful at all. Have to ring them at least three times to get through to anyone. Getting advice is really difficult. I only started using the bank because it was handy for me and my business at the time." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  9. "It's okay. That's all really." Scotland; Accommodation and Food Service Activities
  10. "Average banking for normal businesses." Northern Ireland; Information and Communication
  11. "Very slow and has too many checks when you go to apply for a loan, etc." Scotland; Transportation and storage
  12. "All the staff are very good but the computer system is terrible." Scotland; Human Health and Social Work Activities
  13. "They don’t do much for me." Scotland; Accommodation and Food Service Activities
  14. "They are impersonal." Southern England; Arts, Entertainment and Recreation
  15. "I am stuck here because there is no other bank here." Scotland; Manufacturing
  16. "I have been quite happy [with] any business I had to do with them. I find them okay." Scotland; Construction
  17. "The service was adequate." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  18. "They listen and usually provide what I want, but I don't really use it for anything other than general banking." Southern England; Real Estate Activities
  19. "[It's] perfect for what we need, that's it." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  20. "It's minimal service. They're not very helpful." Southern England; Arts, Entertainment and Recreation
  21. "They are fair, but not great." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  22. "I don't think they do anything to help me. I don't think I would recommend them to anybody." Scotland; Transportation and storage
  23. "It is a fair service because, from a business perspective, they are very competitive in terms of the fees they charge." Northern England; Professional, Scientific and Technical Activities
  24. "It is somewhere to keep my business money for the time." Scotland; Mining & quarrying: Electricity, Gas and Air Conditioning Supply, Sewerage & Waste Management
  25. "Very good service. Very local." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  26. "It's quite basic." Scotland; Arts, Entertainment and Recreation
  27. "They should never have closed the local branch." Scotland; Construction
  28. "It's there when I need it." Scotland; Information and Communication
  29. "It really is fairly good." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  30. "They're down the road and always there. [I] can pop in and talk to them." Scotland; Accommodation and Food Service Activities
  31. "[I] like it because I speak to [a] human being." Scotland; Information and Communication
  32. "Everyday banking side of things is fine but the business development could be better." Scotland; Construction
  33. "Ordinary. They are like any other bank, they allow me to deposit money but do not like to give me any money." Scotland; Agriculture, Forestry and Fishing
  34. "It's an adequate service." Scotland; Professional, Scientific and Technical Activities
  35. "Adequate. I think they could do more to help with advice, and so on." Northern England; Arts, Entertainment and Recreation
  36. "It's okay. I don't ask for much. I've never spoken to my bank manager in the whole time I've been with them. I haven't needed to." Scotland; Accommodation and Food Service Activities
  37. "[The service is] pretty poor because they always charge you for cheques." Scotland; Construction
  38. "It's fairly good." Scotland; Agriculture, Forestry and Fishing
  39. "Very, very average. [I've been] in business with them for twenty years. You don't get anything from them." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  40. "I've never heard from them. There's no business manager to help me. Nothing, even through the post. Nothing." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  41. "Adequate for my needs." Scotland; Transportation and storage
  42. "At the moment a lot of people are viewing them with some suspicion." Scotland; Agriculture, Forestry and Fishing
  43. "I feel let down by the service I have received from the Clydesdale Bank, as I was declined, as an existing customer, for a car loan but accepted by Tesco Banking." Scotland; Accommodation and Food Service Activities
  44. "Quite happy with it." Scotland; Agriculture, Forestry and Fishing
  45. "They are generally good. You are not just a face or number to the bank." Scotland; Mining & quarrying: Electricity, Gas and Air Conditioning Supply, Sewerage & Waste Management
  46. "It has provided the bare minimum. They don’t offer any enhancements or inducements of benefits for us to bank with them." Scotland; Wholesale and Retail trade, Repair of motor vehicles or motorcycles
  47. "They could do better." Scotland; Human Health and Social Work Activities
  48. "Very simple, straightforward and reliable." Scotland; Construction
  49. "Absolutely appalling. They destroyed any relationship possible, in regard to their lending, which means I have no source of lending. Looking forward to the Treasury Select Committee doing something about that." Scotland; Real Estate Activities
  50. "It is adequate." Scotland; Construction